Essential Living Fund and changes to the social fund

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The Essential Living Fund or ELF is a new scheme for awarding emergency grants and loans for vulnerable groups.

Launched on 1 April 2013, it replaces 2 parts of the social fund from The Department of Work and Pensions (DWP)

  1. Crisis Loans
  2. Community Care Grants

Essex County Council is responsible for the Essential Living Fund in Essex with individual applications being administered by Southend On Sea Borough Council.

What is the ELF?

The Essential Living Fund is operated as a grant system (and not as a loan as the crisis loans), and if awarded, it will be paid by goods or vouchers.

It can provide you with essential items in an emergency such as

  • Furniture and furnishings
  • White goods
  • Household equipment
  • Fuel connection or re-connection charges
  • Clothing and footwear
  • General living expenses

Who can get the ELF?

To be considered for support you must be

  • Aged 16 or over
  • In receipt of state benefits or on a low income
  • Permanently live in Essex

How to apply for the ELF

To apply for general living expenses (such as groceries, nappies, toiletries, hygiene products and fuel), phone the ELF team on 0300 7900124 between 8.45am and 5.15pm (this number is charged at local rates from any number including mobiles).

To apply for furniture / white goods / clothing and footwear / household equipment use the online application form.

You will be asked questions about your income, earnings and savings. You will also be required to provide proof of your financial situation.

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