If your finances have been affected as a result of the COVID-19 pandemic, we have guidance on the financial support that may be available to you.
Find out what support you’re eligible for and how to apply for it.
Ongoing financial help
Financial support is available if you cannot work or have lost your job.
If you are affected by coronavirus or its effect on the economy, there is a wide range of support available. Information about the changes the Government has brought in:
- To support people who are already claiming benefits
- Need to claim benefits
- At risk of losing their job as a result of coronavirus
Universal Credit is a benefit to help with living costs and rent. If you are struggling to pay your living costs or your rent because your income has been affected by coronavirus you can claim Universal Credit.
You might also be able to get help towards paying your Council Tax. If you are on a low income or if your income has been affected by coronavirus you might be able to get Local Council Tax Support.
Help in a crisis
StepChange Debt Charity, formerly the Consumer Credit Counselling Service, is the trading name of the Foundation for Credit Counselling, and is a debt charity operating across the United Kingdom.
Dealing with money issues can sometimes be off-putting, but if you don’t understand how things like credit or mortgages work, you could end up losing out financially or getting yourself deep in debt.
The website will give you the information you need to make the right choices, including help to deal with your debt problems, how to avoid losing your home and how to get your finances back into shape.
If you are required to self-isolate because of NHS Test and Trace you might be eligible for a Test and Trace Support Payment of £500. You must also be either employed or self-employed and have reduced earnings because you are unable to work from home.
The Essential Living Fund can provide household items such as furniture, white goods and essential household expenditure in an emergency. It will be paid by goods or vouchers. You must be on state benefits or a low income to be considered for support.
You may be able to receive a Discretionary Housing Payment if you have a shortfall between your contractual rent and the amount of Housing Benefit or housing element of Universal Credit paid.
An Exceptional Hardship Payment can give you extra financial help if you have a shortfall between the amount of Local Council Tax Support paid and the Council Tax you are liable to pay.
You can only apply for an Exceptional Hardship Payment if you are already in receipt of Local Council Tax Support.
Financial support for your business
Coronavirus (COVID‑19) support is available to employers and the self-employed, including sole traders and limited company directors. You may be eligible for loans, tax relief and cash grants, whether your business is open or closed.
Use this business support finder to see what support is available for you and your business.